gold

How to keep your GOLD new forever!

Gold jewellery is a prized possession for many people in India, and proper care and maintenance can help keep it looking beautiful for years to come. Here are some tips on how to take care of your gold jewellery in India:

  1. Keep it clean: Regular cleaning can help prevent the build-up of dirt and grime on your gold jewellery. You can clean it with a soft-bristled brush or a cotton swab dipped in a mild soap and warm water solution. Rinse it thoroughly and dry it with a soft cloth.
  2. Store it properly: Proper storage is essential to prevent your gold jewellery from getting scratched or damaged. Store it in a jewellery box lined with soft fabric or a soft pouch to keep it safe from scratches.
  3. Avoid contact with chemicals: Gold jewellery should be kept away from chemicals such as perfumes, hairspray, and cleaning products, as they can damage the metal. Remove your jewellery before applying any cosmetics or cleaning products.
  4. Avoid wearing your gold jewellery while swimming, as chlorine can damage the metal.
  5. Check your gold jewellery regularly for any signs of wear and tear, such as loose clasps or broken links. Address these issues promptly to prevent further damage.
  6. Handle with care: Gold is a soft metal and can get scratched or dented easily. Handle your jewellery with care and avoid wearing it when performing activities that may damage it, such as sports, gardening, or manual labour.
  7. Get it professionally cleaned: If your gold jewellery has become tarnished or dull, it may be time to get it professionally cleaned. Many jewellers in India offer cleaning and polishing services, which can help restore the shine and beauty of your jewellery.
  8. If your gold jewellery has intricate designs or gemstones, it is best to take it to a professional jeweller for cleaning and maintenance.
  9. There are ways and means to ensure your beloved diamond jewellery. Despite taking all care, it may so happen that you end up with damaged jewellery in a domestic or external accident. In such a case insurance policies which cover these accidental losses can come very handy. And, you are just one mishap away from losing your prized possession forever- theft, snatching, housebreaking or natural calamities. A comprehensive policy is the need of the hour. There are a few professional and modern insurance players like Olocker (www.olocker.in) who are providing such services for quite some time with a proven track record of successful claims that can be looked into.

By following these tips, you can help ensure that your gold jewellery remains in excellent condition for years to come.

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How to keep your Diamonds shining?

Diamonds are one of the most valuable and treasured possessions in the world of jewellery. They are known for their everlasting beauty and brilliance, often passed down from generation to generation. However, to ensure that your diamond jewellery remains as beautiful as the day you purchased it, it is essential to take proper care of it as it can last a lifetime with proper care and maintenance. In this blog, we’ll share some tips on how to take care of diamond jewellery and keep it shining for years to come.

1. Handle with Care

Diamonds are extremely hard and durable, but that does not mean they are invincible. They can still chip or crack if subjected to extreme force or pressure. It is important to handle your diamond jewellery with care, especially when putting it on or taking it off. 

• Avoid wearing your diamond jewellery while doing activities that may cause damage, such as playing sports or doing manual labour.

• When handling your diamond jewellery, it’s important to be gentle and avoid bumping or knocking it against anything.

• We are watchful if you see rhodium on any particular prong losing its shine more than other prongs. It may so happen that some prongs of your jewellery are damaged. It may result in diamonds falling out of these prongs.

2. Store Properly

When not wearing your diamond jewellery, it is important to store it properly. Diamonds can scratch other jewellery or each other, so it is best to:

• keep them in separate compartments or pouches. 

• You can also wrap each piece in a soft cloth or tissue paper to provide extra protection.

• Keep your diamond jewellery away from other objects that may scratch or damage them, such as metal or wood.

3. Clean Regularly

Diamonds can lose their sparkle over time due to the build-up of dirt and oil on the surface. Diamonds can lose their brilliance if they become dirty or covered in oil, lotion, or other substances. To keep your diamond jewellery looking its best, it is important to clean it regularly. 

• You can use a mild soap and warm water to clean your diamond jewellery, or 

• you can use a commercial jewellery cleaner explicitly designed for diamonds. Be sure to follow the manufacturer’s instructions when using a commercial cleaner.

• You can also use a soft-bristled toothbrush to gently scrub away any dirt or debris. 

• Be sure to rinse the jewellery thoroughly and dry it with a soft cloth.

4. Avoid Chemicals

Diamonds are resistant to most chemicals, but they can still be damaged by some common household chemicals. 

• Avoid exposing your diamond jewellery to chemicals such as chlorine, bleach, or ammonia, as they can discolour or damage the metal setting.

• Avoid wearing your diamond jewellery while swimming in chlorinated pools or hot tubs.

5. Get Regular Check-Ups

Finally, it is important to have your diamond jewellery checked regularly by a professional jeweller. They can inspect the setting and prongs to ensure they are secure and in good condition. If any repairs are needed, they can be made before the diamond becomes loose or falls out.

6. Get proper insurance cover

There are ways and means to ensure your beloved diamond jewellery. Despite taking all care, it may so happen that you end up with damaged jewellery in a domestic or external accident. In such a case insurance policies which cover these accidental losses can come very handy. And, you are just one mishap away from losing your prized possession forever- theft, snatching, housebreaking or natural calamities. A comprehensive policy is the need of the hour. There are a few professional and modern insurance players like Olocker (www.olocker.in) who are providing such services for quite some time with a proven track record of successful claims that can be looked into.

In conclusion, diamond jewellery is a valuable and cherished possession, and it is important to take proper care of it to keep it looking its best. By following these simple tips, you can ensure that your diamond jewellery remains as beautiful as the day you purchased it for years to come.

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Jewelry Insurance – 5 Important Reasons Why It is Worth It?

There is a saying, “Where there is property, there’s theft.” And regrettably, the aphorism is accurate in a number of situations. Jewellery insurance is important if you are concerned about your priceless diamonds in this situation. Take the necessary steps to safeguard yourself and your belongings, like as jewellery, especially if you do not really.

Insurance might come in handy when the unexpected occurs, whether it concerns your vehicle or your health. Everyone has heard stories of complete loss caused by house fires, floods, burglaries, and the recent pandemic of the Coronavirus, which has taken many lives. While disasters can be incredibly traumatic on their own, they become even more distressing when you lose valuables that are not protected.

jewelry insurance
Courtesy pic: www.moneyvests.com

People have gathered a wealth of knowledge about safety and insurance throughout this epidemic. It is always a good idea to get everything of value insured, including your health and other priceless possessions, to guarantee that you are ready for an emergency.

Jewelry has a lot of feelings, attached to women, especially the wedding Jewelry. It represents enduring affection and is priceless since it has been handed down through the years. These items are frequently not replaceable. Even still, even the finest among us experience accidents and mishaps like theft, snatching etc. You should put certain protections in place so that you can at least replace a piece of jewellery or get your money back if it is lost due to theft, snatching etc. Jewellery insurance is useful in this situation. Experts contend that insurance coverage gives more advantages over bank lockers.

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What does a Jewelry Insurance Policy imply?

If you keep assets at home, there is always a chance that they will be stolen, broken into, destroyed in a riot, or destroyed by natural disasters like earthquakes, hurricanes, floods, etc. A Jewellery insurance policy offers you financial protection from such loss to your priceless jewellery.

When purchasing insurance for gold jewellery, there are two choices. Either get a standalone Jewelry Insurance policy from the Jewelry shop you purchase your Jewelry or include coverage for your gold jewellery in your home insurance policy. To keep your Jewelry purchase information safe to yourself, It makes sense to take Jewelry Insurance from the Jewelry shop itself if you are planning to buy new jewellery. Many reputed and caring jewellers are giving FREE Jewelry Insurance, along with Jewelry. So you either buy from such Jewelers’ or by paying an additional charge, you may add this protection from Jewelers who are not giving it FREE. In today’s time, It’s wiser to ask for Jewelry Insurance instead of discounts.

jewelry insurance
Courtesy pic: www.paisaabazaar.com

5 reasons for getting jewellery insurance

1. Reduces stress and gives reassurance

This may be the most frequent justification for getting jewellery insurance. You are less likely to become anxious when you are aware that your jewellery is insured. Stress is one killer. Any chance to relax should be viewed as a worthwhile investment.

4. Its wise

 Would You be able to afford new jewellery for yourself or your family member, in case it’s stolen? Most of the common man spends a big savings of his life, or uses our ancestor’s Jewelry, to buy new ones. Will you be able to buy a new one so easily in case it’s stolen? So it’s wise and smart to buy Jewelry with JEWELRY INSURANCE

3. Stealing

Unfortunately, theft and break-ins do occur. Chain snatching is very common these days. Your life is not worth the cost of your diamond engagement ring, regardless of how much it may be. Therefore, you may feel secure knowing that your pricey rings and necklaces are protected by your insurance coverage in the event that you are robbed or your property is burglarized.

4. Bank Lockers aren’t easily available

Many of us don’t even get bank lockers, if we open an account nowadays, due to a shortage of lockers. So the Your valuable Jewelry ends up being at home for most people.

5. It is economical

 Most Reputed showrooms and Responsible jewelers are giving Jewelry Insurance Free, along with Jewelers. And from showrooms that don’t give free, most people can invest in jewellery insurance without even blinking an eye. Insurance for jewellery often costs 1% to 2% of the item’s value. By making that small commitment now, you can avoid the hassle of having to pay the entire amount down the road.

Courtesy pic: www.realsimple.com

Why some Jeweler are giving FREE JEWELRY INSURANCE?

Smart and Responsible jewellers have realized that New Generation doesn’t look at Jewelry just as an investment, but also as an experience. For Investment, we will buy Gold bars, not Jewelry. The tradition of buying Jewelry only from Family jewellers is fading away, with Jeweler like Tanishq, Bluestone and Carat Lane becoming so prominent. So traditional big Jewelers in different cities want to showcase their care and concern for loyal customers, by giving such FREE JEWELLERY INSURANCE.

What kind of protection is provided by the jewellery insurance policy?

Depending on the insurer, the coverage for the gold jewellery insurance policy may differ. But this is the typical coverage that the majority of standalone insurance policies offer:

  • Natural disasters such as earthquakes, lightning, fire, and others.
  • Theft
  • Robbery or home invasion
  • Chain snatching
  • Accidental loss
  • Damage to the ornaments lying in the bank locker

Some Key Jewelry Insurance Providers :

  1. Digit Insurance –  https://www.godigit.com/ 
  2. Olocker  –  https://www.olocker.in/  ( looks like a Jewellery Insurance Speciality company)
  3. HDFC Ergo – https://www.hdfcergo.com/home-insurance/jewellery-insurance

Disclaimer:

Any information on the website My blog Adda is not intended to be advice or recommendations of any kind whatsoever. Anyone who wants to apply concepts and ideas contained in this blog takes full responsibility for their actions done on their risk and consequences. Viewers should always do their own due diligence on any information perceived from this blog, to form their own opinions and best judgments.

Blog from https://www.myblogadda.com/ written By Poonam