Welcome to Olocker
India’s first and only insurance solution dedicated to jewellery owners.
Prior to Olocker, one could have insured a mobile phone worth INR 5000 but not something as highly valuable as jewellery which one wants to preserve for generations.
Your Olocker Subscription is a unique solution which insures jewellery at point of its purchase & is being offered by more than 3000 retailers across country today. You are covered against practically all possible loss and usage situations during your day to day use of jewellery. Your subscription also lets you create a portfolio of your jewellery assets and track its market value, and provides you two great tools additionally- A will creation tool & A digital document locker. Sign into your Olocker by clicking on the link given above ( as part of the banner).
Read on to know about your policy’s coverages, exclusion and other important pointers.
Earthquake, flood, Typhoon
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Fire, Lightening etc.
Loss due to riot, strikes
Terrorism
Loss due to Theft
Loss due to snatching
Housebreaking
Robbery / dacoity
Loss due to Any of the above during the course of travelling
Any accidental damage to jewellery (covers repair costs)
Major Exclusions Of Policy
Like any insurance policy, your policy too covers losses due to sudden or unforeseen events. This policy will not pay for losses due to following reasons:
- Falling of jewellery or falling of stone/diamond etc from jewellery
- Loss to jewellery due to negligence of jewellery owner or his authorised persons
- Loss to jewellery if it was not kept in adequate safety or if left unattended or left with persons not covered in policy
- Misplacing the jewellery
- Loss of jewellery which can not be explained
- Loss of jewellery which was left in an unattended vehicle
- Loss due to govt action like confiscation
- Loss due to radiation
- Loss due to war like situation
Few Important Pointers
Other Features Of Olocker
Maintain a digital record of all your insured and uninsured jewellery assets with olocker repository
Track your jewellery portfolio value as Olocker gives you estimates as per changing gold prices
Use our will creation tool to create a comprehensive will (coming soon)
Use out digital document locker to keep record of all your documents for easy access later (Coming soon)
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